Start your home buying journey with Lending Association by your side.
Buying your first home is an exciting and monumental moment. It can definitely
come with a touch of uncertainty if you’re unsure where to start.
With over a decade of experience helping first home buyers in Australia, we take
pride in providing expert guidance, tailored loan solutions and a supportive hand
to guide you through every step of the process.
Whether you’re just starting to explore the idea of buying a home or ready to
take the plunge, Lending Association are here to open doors, simplify the
complexities and turn your vision of owning a home into a reality.
Buying your first home can be overwhelming especially with the variety of options available to suit the diverse needs of home buyers. Our expert mortgage brokers have helped thousands of first home buyers across Australia guiding them through the process to secure their dream home.
Property investment offers the potential for long-term capital growth, rental income, and portfolio diversification. It’s a tangible asset that can provide financial security and build wealth over time.
Factors such as location, market trends, potential rental income, and property condition play a crucial role. Our experts can guide you in conducting thorough research and due diligence to identify a property with strong investment potential.
Yes, leveraging equity in your current property to fund a new investment is a common strategy. We can assist you in exploring this option and determine the possibility based on your financial circumstances.
While property investment can offer profitable returns, it also comes with risks such as market fluctuations and property vacancies. Our team can help you assess and manage these risks to make informed investment decisions.
While property investment can offer profitable returns, it also comes with risks such as market fluctuations and property vacancies. Our team can help you assess and manage these risks to make informed investment decisions.
At Lending Association, our clients are at the heart of everything we do. Don't just take our word for it, discover what our clients have to say about their experiences with the LA Team.
Cannot recommend Peter and the Lending Association team highly enough. They helped us secure a home loan at a great rate and advocated strongly on our behalf throughout the process. Nothing was too much trouble, communication was clear and timely. Would 100% use again!
Personal service is a rare quality to come across these days, especially in this domain. LA's "go the extra mile" approach has won us over as clients. It's been a please to be associated with this company & we look forward to a very long partnership! Thanks guys, we appreciate all your hard work. May your continued success thrive for many years to come.
Christian Maggio has been an integral part of both my professional and personal financial goals. He is just there every step of the way to make sure things happen and progress smoothly. Highly recommend you reach out to Christian and the team at LA!
Jordon Sarraf & his team went above and beyond helping us refinance our new home. I cannot thank them enough for all their help and support during this transition. Jordon was very resourceful, professional and helpful throughout the entire process.Highly recommend LA Insurance for all your finance needs.
We just refinanced our home loan and the whole process has been seamless from start to finish. Debbie from Lending Association has been so helpful and made everything so easy. Thank you Debbie!
Really very good support, communication and advice. Always prompt replies and made what was a very difficult situation very much easier.
It was a very worthwhile journey with Lily as our broker. The team are very professional and they made the impossible possible..We are forever thankful for helping us secure our home in Brisbane.Cheers to more property approval with you guys
Dean and his team exceeded my expectations and met my requirements for a business loan in a timely manner. I strongly recommend them to anyone seeking to borrow finance, particularly in these tough times.
Lenders Mortgage Insurance (LMI) is a one-off insurance payment that you make to the lender in addition to your home loan. LMI protects the lender in the event that you default on your home loan.
The amount you can borrow is influenced by a variety of factors such as your income, expenses, assets etc. Check out our Borrowing capacity calculator for a rough estimate of how much you can borrow, and our mortgage experts can help determine a suitable amount based on your situation.
Your borrowing power can be impacted by:
Under the First Home Buyers Assistance Scheme, first home buyers purchasing a property valued up to $800,000, can avoid paying stamp duty.
The first home buyers grant is a $10,000 grant given to buyers to build their first new home. It applies to a home that is newly built, purchased off the plan or considerably renovated.
The first home guarantee allows first home buyers to purchase a home with a deposit as low as 5% and therefore avoiding the need to pay lenders mortgage insurance (LMI).
As a first home buyer, you can purchase a home with a deposit ranging from 5% – 20% of the property’s value.
Yes you can purchase a house with a 5% deposit under the first home guarantee scheme.
Yes, obtaining a pre-approval strengthens your offer and helps you understand your budget when attending open homes and auctions. Our mortgage brokers will help you understand your borrowing capacity, evaluate current rates on the market and guide you through the pre-approval process.
Pre-approval is an agreement by a lender indicating your eligibility to apply for a home loan up to a certain amount. It’s an essential step that provides you with confidence and clarity as you embark on your home buying journey. Some of the benefits include:
Amidst the ongoing trend of continuous rate rises, the combination of low stock levels and low vacancy rates has left many homeowners and potential homebuyers with pressing questions. When will
The home you work so hard for and the memories shared with your loved ones should be protected. Home and contents insurance is a vital safeguard for both homeowners and
Borrowers have been feeling the pinch as interest rates continue to rise. While these increases may impact your monthly mortgage repayments, it is crucial to take proactive steps to avoid
Experience personalised lending support every step of the way
Loan Types
