SMS Legacy

Welcome to SMS Finance -
A Legacy of Excellence, Now Part of the Lending Association Family

A Legacy of Excellence

For over 40 years, SMS Finance has proudly served Australians, building a trusted reputation for helping individuals, families and businesses achieve their financial goals.

Established with a vision to provide tailored lending solutions, our journey has been marked by growth, innovation, and unwavering commitment to client success.

Our History: Built on Trust and Relationships

Founded in 1982 SMS Finance began as a boutique lending service dedicated to delivering personalised finance solutions. Over the decades, we have expanded our expertise across residential, commercial and asset finance, becoming a local Queensland household name in the industry.

From humble beginnings, we have stood the test of time by staying true to our core values of integrity, transparency and customer-centric service. This legacy of trust has been built through strong partnerships with clients, brokers and lending institutions nationwide.

SMS Journey

Founded in 1982 SMS Finance began as a boutique lending service dedicated to delivering personalised finance solutions.

1989

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1995

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1995
1982

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1995

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1995

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Joining the Lending Association Family

In 2022, SMS Finance entered an exciting new chapter by joining the Lending Association family. As part of one of Australia’s leading financial services groups, we now combine our rich history with the innovation, resources and expertise of Lending Association.

This partnership ensures that SMS Finance continues to deliver the personalised service we are known for, while also providing clients with access to a broader range of financial products and cutting-edge technology.

Looking Ahead

As part of Lending Association, we remain deeply committed to the principles that have guided us for over four decades. Together, we are better positioned than ever to help clients navigate the complexities of finance, offering solutions tailored to their unique needs and aspirations.

We are proud of our history and excited about our future as part of a dynamic, forward-thinking organisation.

Discover the SMS Finance difference whether you’re a long-time client or discovering us for the first time, we invite you to experience the same dedication and expertise that has defined SMS Finance for 40 years.

Hear From Our
Clients

At Lending Association, our clients are at the heart of everything we do.
Don't just take our word for it, discover what our clients have to say about their experiences with the LA Team.