Navigating the complex landscape of loans and mortgages can be a daunting
task. Don’t go it alone.
With so many home loan and mortgage products on the market today, you need
expert advice to ensure you’re getting the best possible deal. As experienced
and awarded mortgage brokers, Lending Association can take the stress out of
your next property transaction. Whether you’re buying, building, relocating, or
looking to refinance, Lending Association can be there with you every step of the
way.
Why choose Lending
Association as your home loan
mortgage broker?
Home Loans Buying Power.
Our large-scale buying power and strong industry relationships mean we can
negotiate highly competitive rates on home loans, mortgages and quality
financial products with lenders. And, we can get your home loans
and financing approved fast
We offer a diverse range of home loans tailored to your specific needs, including fixed-rate loans, variable-rate loans, interest-only loans, construction loans, and more. Our team can help you find the right loan that aligns with your financial goals.
The amount you can borrow depends on various factors such as your income, credit history, and expenses. Our home loan experts will assess your financial situation and provide you with a clear understanding of your borrowing capacity.
Fixed interest rates remain constant for a specified period, providing stability in repayments. Variable rates can fluctuate based on market conditions. We can guide you in choosing the option that best suits your preferences and financial strategy.
LMI is typically required if your deposit is less than 20% of the property’s purchase price. It protects the lender in case you default on your loan. We can provide insights into LMI and help you understand if it applies to your situation.
Refinancing can offer benefits such as securing a better interest rate, consolidating debts, or accessing equity for home improvements. We can assess your current loan and financial goals to determine if refinancing is the right choice for you.
At Lending Association, our clients are at the heart of everything we do. Don't just take our word for it, discover what our clients have to say about their experiences with the LA Team.
The team are proactive with contacting me about ensuring I have the best mortgage product available for my situation, and that other areas of my finances are as optimal as they can be. With the help of their relationships with major financial institutions, and a wealth of experience, they pulled off an absolute miracle for me.
The team go above and beyond with their level of care, and get the transactions completed with ease and attention to detail. My experience has been excellent. Their customer service is superior to that of other brokers and bankers, as is their ability to carry out business in a more flexible and understanding way.
At Lending Association, strong outcomes start with strong thinking. Meet Shadab Naseem, one of the sharpest analytical minds inside Lending Association. In a market where most people are reacting to
The Albanese Government has brought forward the launch of its expanded 5 % deposit scheme to 1 October 2025, accelerating access by three months. Originally slated for implementation in early 2026, this forward-shift is aimed at helping more first home buyers enter the property market sooner.
Key highlights of the updated scheme include:
Universal eligibility — the scheme is now open to all first home buyers, with no income or placement caps
Higher property price caps aligned with market levels, for example:
Sydney: rising from $900,000 to $1.5 million
Rest of NSW: from $750,000 to $800,000
No Lenders Mortgage Insurance (LMI) — the government guarantees the loan portion beyond the 5 % deposit, saving homebuyers tens of thousands in insurance costs.
Projected financial benefits — the first year alone could see buyers save around $1.5 billion in LMI costs.
Celebrating Dean Papas: A Recognised Leader in Commercial LendingAt Lending Association, we take pride in our team’s expertise and dedication to delivering outstanding financial solutions. That is why we are
