Lending Association


Saving you thousands by finding the most competitive rate for your situation.

Refinancing your mortgage can put you in a stronger financial position, we can help you to refinance your property, secure better home loan and interest rates, switch between product types (variable vs fixed rate) or restructure and consolidate your debts. Our experienced mortgage brokers will assess your situation and conduct a rate review to find the most competitive rate and potentially save you money.

Why choose Lending Association for refinancing?

Lending Association stands as one of the largest and award-winning financial services providers in Australia. When it comes to refinancing, trust us to deliver competitive interest rates and favourable loan terms designed to save you money.

Our commitment to transparency is unwavering and we tailor our services to suit the unique needs of our clients all over Australia.

Why should you consider refinancing?

Refinancing is a good way for us to assess your current rate, look at your current repayments and see what competitive rate is best for you. Refinancing allows you to: 


  • Save money on your monthly repayments
  • Pay off your loan faster by reducing your loan amount
  • Access equity to buy an investment property, renovate your home or go on a holiday
  • Consolidate your debt

How does the refinancing process work?






We'll conduct a rate review

Property appraisal

Loan approval

Close the deal

Transition to new terms

We'll conduct a rate review

Property appraisal

Loan approval

Close the deal

Transition to new terms

“They weren’t just lending me money,
they were lending me a hand.”
– Vasilios

When was the last time your rate was reviewed?

Refinancing FAQs

Refinancing is the process of replacing your existing mortgage with a new one, typically to achieve better terms and save you more in the long term. Refinancing can involve securing a lower interest rate, adjusting the loan term, switching between fixed and variable rates, or accessing the equity in your home. The goal of refinancing is often to save money on monthly payments, reduce overall interest costs, or achieve specific financial objectives. Our experienced mortgage brokers at Lending Association can guide you through this process, helping you make informed decisions to optimise your financial situation.

Eligibility depends on factors such as your credit score, income, equity and current financial situation. Book a consultation with one of our mortgage brokers who can help you determine your eligibility.

Yes it can. By securing a lower interest rate or adjusting the terms of your loan, you may reduce your monthly repayments. However, it’s essential to consider associated fees and closing costs.

A fixed rate maintains the same interest rate throughout the loan, providing stability, protection and peace of mind. A variable rate has an interest rate that changes periodically, potentially resulting in fluctuations in monthly payments. Our expert brokers can help you understand which option works best for your situation.


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