Standing Together on RU OK? Day

At Lending Association, everything we achieve starts with our people, together. RU OK? Day was a timely reminder that behind every deal, strategy, and milestone, it’s the strength of our community that truly matters.

This year, all of our offices came together for a special seminar led by our People and Culture Manager, Layla Tilley. The focus was on the newly launched Employee Assistance Program (EAP), a confidential service designed to give every team member a safe place to seek support, guidance and resources when they need it most. Importantly, the program ensures anonymity, so our people can feel empowered to reach out without hesitation. The seminar not only explained how the EAP works, but also reinforced a powerful message: none of us are ever alone in facing challenges. Whether it’s work-related pressures, personal concerns, or simply needing someone to talk to, our community is built on care, trust, and connection.

To mark the occasion, each office also hosted a morning tea, complete with delicious cookies and treats. These gatherings created a warm and welcoming space where our teams could connect, share a conversation and enjoy a pause in the day, reinforcing that RU OK? Day is as much about community as it is about awareness.

If you need to seek help – connect with RU OK’s resource page HERE

LA Community

First home buyers

New 5% Deposit Scheme Rolled Out Early – A Game-Changer for First Home Buyers

The Albanese Government has brought forward the launch of its expanded 5 % deposit scheme to 1 October 2025, accelerating access by three months. Originally slated for implementation in early 2026, this forward-shift is aimed at helping more first home buyers enter the property market sooner.
Key highlights of the updated scheme include:
Universal eligibility — the scheme is now open to all first home buyers, with no income or placement caps
Higher property price caps aligned with market levels, for example:
Sydney: rising from $900,000 to $1.5 million
Rest of NSW: from $750,000 to $800,000
No Lenders Mortgage Insurance (LMI) — the government guarantees the loan portion beyond the 5 % deposit, saving homebuyers tens of thousands in insurance costs.
Projected financial benefits — the first year alone could see buyers save around $1.5 billion in LMI costs.

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