Lending Association

Respected. Awarded.
Innovative.

Lending Association is one of the largest financial services companies in Australia. With over a decade of experience, we have earned a reputation for building long lasting client relationships through a highly personalised approach to lending and insurance solutions.

Respected. Awarded.
Innovative.

The LA Group is one of the largest financial services companies in Australia. With over 10 years’ experience, we have earned a reputation for building long lasting client relationships through a highly personalised approach to lending, insurance, and financial planning solutions.

Home Loans

Home Loans

Whether you’re a First Home Buyer or upgrading your existing property, with Lending Association by your side you can purchase your new home with confidence.

Commercial

Commercial

If you’re looking to take your business to the next level, Lending Association can tailor a business loan, commercial loan or business finance solution that will help you achieve your business objectives.

General Insurance

General Insurance

We can help you build and grow your property portfolio. By finding the right property and loan to suit your requirements, we can help you achieve your financial goals.

Partnership Program

Partnership Program

The LA Partnerships Referral Partner Program allows you to add value to your clients and network, whilst creating additional revenue for your business.

Asset Finance

Asset Finance

If you’re looking to purchase new machinery, equipment or vehicles to support your business, Lending Association can structure finance solutions for you.

Home Loans

Home Loans

Genearl Insurance

General Insurance

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Commercial

Commercial

Market Insights and Finance News.

Developments in the global investment markets

Developments in the global investment markets

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Inside Trump media’s 8-K statement and the realities ahead

Inside Trump media’s 8-K statement and the realities ahead

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BYD’s growth prospects in 2024: Navigating slowdown amidst global expansion

BYD’s growth prospects in 2024: Navigating slowdown amidst glo...

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Stocks of the Hour: WA1 Resources, Allup Silica, Dynamic Group Holdings

Stocks of the Hour: WA1 Resources, Allup Silica, Dynamic Group Holdi...

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Local markets follow US lead to hit new highs

Local markets follow US lead to hit new highs

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Insurance claims linked to the Baltimore Bridge collapse begin to surface

Insurance claims linked to the Baltimore Bridge collapse begin to su...

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APRA to commence publication of detailed Superannuation costs & spending data

APRA to commence publication of detailed Superannuation costs & ...

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Chinese Govt to fast track billions in new property loans to select developers

Chinese Govt to fast track billions in new property loans to select ...

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S&P 500 sets new high as market bounces back

S&P 500 sets new high as market bounces back

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Westpac to scrap outdated computer systems

Westpac to scrap outdated computer systems

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Trending Now

LA Group News.

Your guide to rentvesting: A path to financial flexibility.

Your guide to rentvesting: A path to financial flexibility.

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What you need to know about the new Stage 3 tax cuts.

What you need to know about the new Stage 3 tax cuts.

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2024 economic predictions. What lies ahead.

2024 economic predictions. What lies ahead.

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Why your credit score matters and how to improve it

Why your credit score matters and how to improve it

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Medical indemnity insurance: What it is, the benefits and what it covers.

Medical indemnity insurance: What it is, the benefits and what it co...

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Spring Selling season: What lies ahead.

Spring Selling season: What lies ahead.

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Stay safe, stay informed, and be prepared.

Stay safe, stay informed, and be prepared.

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Overcoming cash flow challenges.

Overcoming cash flow challenges.

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Protect your most valuable asset with Home and Contents Insurance

Protect your most valuable asset with Home and Contents Insurance

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To fix or not to fix? The pros and cons of fixing your rate.

To fix or not to fix? The pros and cons of fixing your rate.

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💬 March economic update with Steve Bourne, Queensland Regional Manager

🟡 The March RBA update and what another rate hold could mean for the future of the cash rate
🟡 Latest employment data and it`s surprising impact on the market
🟡 March`s housing market, including auction rates, clearance rates, and insights into shifting consumer behaviours and sentiments.

Looking towards the end of the year, whether you`re considering an upgrade to your finances, home renovations or investing in property, it`s crucial to assess all available options and ensure they align with your financial position and future goals.

Stay tuned for our analysis of economic trends in April. 💬

Reach out if you would like to speak to one of our brokers today!

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #2024 #cashrate #rba
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🗯️ How much can I borrow? 🗯️

A common question anyone entering the market will ask a mortgage broker and the answer depends on several key factors:

📈 Current and future income (bonus, commissions, etc.)
📊 Expenses
💰 Deposit size or help from relative
💳 Credit history
🎯 Financial goals
🏠 Any existing assets you may have
💲 Savings history

Speaking to one of our mortgage brokers is the first step to unlocking the intricacies of borrowing capacity. Upon your initial consultation, our team will delve into your goals, assess your affordability and craft a personalised roadmap to your dream property.

In a high interest rate environment our priority is to provide you with a clear understanding of how much you can comfortably afford and offer solutions that support your long-term objectives.

With our extensive network of lenders, each offering a variety of rates and conditions, we’re equipped to navigate the market on your behalf. Our team stays updated with the latest offerings, allowing us to tailor solutions based on your situation and goals and devise a plan that not only meets your current needs but also sets a clear path for your future.

Curious about how much you can borrow and what options are available?

💬 Send us a DM
✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #borrowingcapacity #howmuchcaniborrow #borrowingpower
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Step into our Brisbane office, meet the friendly faces that drive our success in the Sunshine State and take a peek into the space where all the magic happens.

Want to take a look for yourself? Come and visit us!

📍 North Tower, Suite NG 1/540 Wickham St, Fortitude Valley QLD 4006
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#LendingAssociation #Brisbane #office #officetour #mortgagebroker #mortgagebrokerqld #realestate
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Rentvesting is an increasingly popular choice for people who choose to rent a property in an area they`d like to live in and buy an investment property in an area they can afford.

This unique approach allows individuals to essentially have their cake and eat it too – to enjoy the lifestyle of their choice while strategically investing in property.

🔍 Benefits of rentvesting
- Flexibility in choosing your location
- Investment opportunities
- Potential tax benefits
- Rental income

💡Factors to consider about rentvesting
- No access to the First Home Owners Grant
- Lack of control over the rental property
- Capital gains tax liability
- Ongoing costs

Before getting into rentvesting, you need to ensure you are financially prepared. Having a comprehensive game plan that accounts for short and long term goals and ensuring effective budgeting to manage rental and investment expenses is crucial.

🔗Head to the link in our bio for insights into the concept of rentvesting and how it could help you take control of your finances.

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #investmentproperty #nationalmortgagebroker #rentvesting
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Myth: Mortgage brokers only use their favourite lender 🚫

As a potential borrower entering the market, you may have this misconception that mortgage brokers will only choose products from their favourite lenders, potentially benefiting them more than you.

At Lending Association we are obliged under best interests duty legislation to always act in the best interests of our clients and prioritise their objectives when making recommendations.

Our goal as mortgage brokers is to potentially save you money, time and effort in the loan process. With access to over 60 banks and lenders and a diverse range of products, we provide you with more choice and can ensure we find the right loan for your needs. Unlike when dealing directly with a lender who are limited by their own suite of products.

We consider every option in the market, ensuring the solutions we present align closely with your goals and unique situation.

Your financial journey matters to us, and we`re here to guide you through it with transparency and expertise.

Ready to explore your options?

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #investmentproperty #nationalmortgagebroker #mythbuster
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The Australian market is constantly changing, presenting new challenges and opportunities each month.

We sat down with our Queensland Regional Manager, Steve Bourne and @danny_chiha Senior Partner at @kellypartnersnorthernbeaches to discuss the latest from the RBA cash rate meeting.

Despite the RBA holding the cash rate at 4.35%, we`re already thinking ahead to what might happen next. The cash rate hold indicates that we could be at the top of the rate hike cycle. With this in mind, it`s crucial to sit with all your key stakeholders - be it your mortgage broker, accountant, lawyer etc. - to ensure your strategy is aligned with your goals.

For those without a strategy, it`s never too late. Our mortgage brokers are actively working with thousands of clients helping them get on the right track with their finances.

Watch this space as we break down the next RBA meeting. 💬

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #2024 #cashrate #rba
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Happy International Women’s Day to all the hard-working and resilient women who we are proud to have in the LA Group. We admire the way you push boundaries, break barriers, making us all proud in everything you do.

International Women`s Day reminds us that we`re constantly striving for a world free of bias, stereotypes and discrimination. Together we can forge women`s equality and #InspireInclusion. 💜

@internationalwomensday_global
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#LendingAssociation #mortgagebroker #IWD2024 #InternationalWomensDay
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🌟 LA Group Broker Strategy Day 2024! 🌟

Last week we hosted our LA Group broker strategy day to set the scene for “A Better LA” in the coming year. Our team dived into past results, future goals and engaged in insightful brainstorming sessions to prepare for our clients’ challenges and successes ahead.

We looked at the current housing and economic landscape, identified challenges our clients are facing, and mapped out our three year plan.

We’re so excited and optimistic about what 2024 will bring for us. The LA Group team is ready and well-equipped to help you through any challenges this year may bring. 🤝
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#LAGroup #LendingAssociation #ABetterLA #strategyday #2024goals #culture #mortgagebroker #realestate #lendingadvisor
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🌟 HUMANS OF LA 🌟
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Meet Debbie Chambers, one of our dedicated Lending Advisors.

Debbie was one of the first to join the LA family in Queensland back in 2022. Dedicated to making homeownership dreams a reality, her passion lies in helping first home buyers get their foot into the market and navigating individuals through tricky financial situations.

Click the link in our bio to learn more about Debbie and how she can help you on your financial journey in 2024. 🏡
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#LAGroup #LendingAssociation #HumansofLA #MeetTheTeam #mortgagebroker #realestate #firsthomebuyers #aussiesmallbusiness #lendingadvisor
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We`re thrilled to announce we have made the LMG Top 100 Business List. 🏆

Among the 6000 brokers and advisers supported by our aggregator LMG, we are honoured to be recognised in the top 100.

A huge thanks to our team for their continued hard work and dedication, and to our wonderful clients whose support made this achievement possible.

We`re looking forward to what the remainder of 2024 has in store for us! 🌟
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#LendingAssociation #mortgagebroker #top100business #lmg #loanmarketgroup #homeloans
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Planning to make your dream home a reality in 2024? Here are some mortgage tips to guide you through the journey:

1️⃣ Start with a clear budget: Understand your financial capacity. Evaluate your monthly income, expenses, and potential mortgage payments.

2️⃣ Save for a deposit: Aim for a substantial deposit. It not only lowers your loan amount but also signals financial stability to lenders.

3️⃣ Explore your options: There`s no one-size-fits-all approach. Explore fixed-rate and variable-rate options. Consider what aligns best with your financial goals.

4️⃣ Get pre-approved: This gives you an indicative idea of your budget and shows agents and sellers you`re a serious buyer. It can also speed up the final loan approval process.

5️⃣ Stay informed on market trends: Keep an eye on the property market and the blog section on our website. Understanding trends can help you make informed decisions on timing your purchase.

Remember, the journey to homeownership is unique for everyone. If you have any questions, our team is here to help turn your homeownership dreams into reality in 2024! 🏠

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #newhome
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Happy Lunar New Year! 🌟

Wishing all of our clients, partners and sponsors a prosperous Year of the Dragon filled with success and exciting opportunities. We can`t wait to see what 2024 has in store for us all. 🐉
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#LendingAssociation #newyear #happychinesenewyear #lunarnewyear #yearofthedragon
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Myth buster: You don`t need a 20% deposit to buy your dream home. 🚫

Contrary to popular belief, there are other alternatives to buying a home if you don`t have a 20% deposit handy.

While a 20% deposit is ideal to buy a property, it`s not the only path to homeownership.

If you find yourself short on the 20%, there are practical options, such as Lenders Mortgage Insurance (LMI). With LMI, a lender may allow you to put down a deposit as little as 5% of the home`s value. It`s important to note it comes as an additional cost to your loan.

Ready to explore your options? Contact us to learn more about your borrowing capacity, tailor a plan that aligns with your financial goals and set you on the path to saving for that dream home.⭐

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #mythbuster #lmi #lendersmortgageinsurance #deposit #housedeposit
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We sat down with Steve Bourne, our Queensland Regional Manager to unveil our 2024 economic predictions.

From cash rates to inflation and more, we`re keen to see what 2024 has in store. As we navigate the year ahead, understanding these factors becomes crucial and you may be wondering:

💭 How might the changes in the cash rate influence my financial journey?
💭 Will there be any impact on my investment portfolio?
💭 What other emerging market trends should I be aware of?

Curious about the economic landscape in 2024? Book a consultation with us via the link in our bio 🔗

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.
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#LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #2024 #predictions #cashrate #rba
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If you`re eager to buy or enter the property market in 2024, alongside your pre-approval, a thorough home inspection is a crucial part of the buying process.

Here are some things you should look out for as you go through the property search:

🛠️ Foundation and structure: Look for cracks or water damage.

🍃 Roof and gutters: Check for leaks or clogged gutters.

🏠 Exterior: Inspect paint, and condition of doors and windows.

💧 Plumbing: Run taps, flush toilets, inspect water pressure.

🔌 Electrical: Test power points and light switches.

❄️🔥Heating and cooling: Is it the whole house or in sections?

🍴 Kitchen: Examine appliances, cabinets and countertops.

🛁 Bathrooms: Inspect ventilation, storage, tile and grout.

🌳 Outdoor areas: Assess the condition of the yard and fencing.

📍 Location: Proximity to schools and shops.

Inspecting a property can be daunting, so take your time and don`t hesitate to schedule another inspection if needed.

With careful inspection and expert guidance, you`ll be well-prepared to embark on your property journey this spring!

✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.

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#LAGroup #LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #househunting #propertyinspection #openhome #inspection
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The start of a new year, month or week is a great time to review your longer term goals and ensure your actions are getting you closer to achieving that end goal.

In 2023, our team at Lending Association helped over 6700 clients set and achieve their financial goals. Having an expert by your side in the current market has never been more important.

No matter what your goals are, our Lending Advisors are here to help you navigate your way through the process.

🏠 Purchase your first home

📈 Grow your business

🚗 Get that new car you`ve always wanted

📑 Start your investment property journey

💰 Reduce your current repayments

💳 Consolidate your debts

Don`t procrastinate, contact us today to get started!
✉️ [email protected]
📞 02 8935 1177
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Disclaimer: Any information provided herein is of a general nature only. No consideration has been taken into your objectives, needs or financial situation. Before acting on this information you should consider if it is appropriate for your situation.

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#LAGroup #LendingAssociation #homeloans #lending #finance #mortgagebroker #realestate #firsthomebuyers #nationalmortgagebroker #2024 #newyear #2024goals #newcar #newhouse #investmentproperty #debtconsolidation
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LA Ambassadors.

DR CHRISTOPHER HO

STEPHANIE
KYRIACOU

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