Guides

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A person points at a printed document with charts and text, likely discussing business loans, while others work on laptops at a table in the background.

Standing Together on RU OK? Day

At Lending Association, everything we achieve starts with our people, together. RU OK? Day was a timely reminder that behind every deal, strategy, and milestone, it’s the strength of our

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First home buyers

New 5% Deposit Scheme Rolled Out Early – A Game-Changer for First Home Buyers

The Albanese Government has brought forward the launch of its expanded 5 % deposit scheme to 1 October 2025, accelerating access by three months. Originally slated for implementation in early 2026, this forward-shift is aimed at helping more first home buyers enter the property market sooner.
Key highlights of the updated scheme include:
Universal eligibility — the scheme is now open to all first home buyers, with no income or placement caps
Higher property price caps aligned with market levels, for example:
Sydney: rising from $900,000 to $1.5 million
Rest of NSW: from $750,000 to $800,000
No Lenders Mortgage Insurance (LMI) — the government guarantees the loan portion beyond the 5 % deposit, saving homebuyers tens of thousands in insurance costs.
Projected financial benefits — the first year alone could see buyers save around $1.5 billion in LMI costs.

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10 years staff service

10 Years Strong: Celebrating the People Behind Our Success

Recognising the strength, loyalty and dedication of the Lending Association team!
At Lending Association, we believe that success is built on strong relationships. Relationships with our clients, our partners and most importantly, our people. This year, we are proud to celebrate a remarkable milestone: 10 years (some plus!) of dedicated service from five outstanding team members — Diana Nguyen, Tom Pesce, Weslie Lai, Sabrina Jhugroo and Joanthan Doan.

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