Specialist Finance for Doctors: Tailored Solutions for Every Career Stage
Why Doctors Need Specialist Financial Solutions A career in medicine is unlike any other. The journey begins with years of rigorous study and training, followed by long hours, high-pressure responsibilities and a steady increase in income potential. While the financial rewards of the profession can be significant, the road to financial security is often complex […]
Self-Employed Construction Loans: Options to Build with Confidence
Being self-employed comes with a unique sense of freedom and flexibility – but when it comes to securing finance for a construction project, it can also bring added complexity. That’s why understanding self-employed construction loans is essential if you’re ready to build your dream home or investment property. Choosing the right loan product is crucial […]
5 Financial Mistakes Professionals Make (and How to Avoid Them)
Success in your career doesn’t always translate to financial confidence. In fact, some of the most common financial challenges we see at Lending Association come from high-earning professionals – doctors, business owners, consultants, creatives – who haven’t had the time, tools, or trusted advice to structure their finances properly. If you want to protect what […]
Business Insurance for Startups: Why It’s Essential for Success
For start-ups, every dollar counts. While entrepreneurs often focus on product development and marketing, it’s crucial not to overlook business insurance for startups. Here’s why obtaining business insurance is a wise investment for new businesses. Shielding Against Unforeseen Events: In the unpredictable world of business, start-ups are particularly vulnerable. From property damage to cybersecurity breaches, […]
Owner Builder Insurance: Key Covers You Need to Protect Your Project
Planning and building your dream home or just undertaking a renovation or an extension is an exciting and rewarding experience. Being an owner builder gives you the control and often also means a substantial saving in building costs. As an Owner Builder, you will be responsible for coordinating construction work, managing site safety, and supervising […]
Insurance for Sole Traders: Key Things to Consider To Protect Yourself and Your Business
Being a sole trader offers freedom and opportunity, but it also comes with risks. That’s why understanding insurance for sole traders is essential. Key covers to consider include Public & Product Liability, Plant & Equipment and Personal Accident insurance. If you hire contractors or employees, Workers’ Compensation may apply, and if you provide advice or […]
Property Development Feasibility: How to Calculate Project Success
Far from being just a financial term, property development feasibility is the key to project success. Before you commit to a purchase or break ground, a clear, well-structured feasibility analysis can help you avoid costly mistakes and ensure your project stacks up. At Lending Association, we work closely with developers, investors and business owners to […]
How to Save for a Home Deposit Faster: Top Tips to Reach Your Goal Sooner
Dreaming of buying your first home? Planning to build or refinance? One of the biggest hurdles for many Australians is saving enough for a home deposit. It can feel like a long road – but the good news is, there are smart, practical strategies that can help you save for a home deposit faster and […]
How Does an Offset Account Work? Save Thousands on Your Home Loan
If you’ve ever asked, “How does an offset account work?” – you are not alone. Offset accounts are one of the most powerful yet under-utilised tools available to Australian homeowners. At Lending Association, we get this question often – and for good reason. When used correctly, an offset account can save you thousands in interest, […]
Understanding Contractors Insurance Risks and Their Impact on Your Business
As a business owner, you may be weighing up the pros and cons of hiring full-time employees or contracting out some of the work to individuals. But have you considered the risks and impact on your insurance cover and talked to your insurance adviser about your plans? Hiring individual contractors can be cost-efficient and fill […]